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BPJS Contribution Calculator
Compute BPJS Health & Employment contributions (JHT, JP, JKK, JKM), separating employee and employer shares, with total deductions. Free.
Note
Contribution base = basic + fixed allowance. Wage caps: Health Rp12M, JP per BPJS's latest cap. JKK & JKM fully employer-paid; JKP is free. An estimate, not official tax/legal advice. Rules can change — consult a tax advisor or HR/labor-law professional.
BPJS contribution breakdown
| Program | Employee | Employer |
|---|---|---|
| BPJS Health | Rp60.000 | Rp240.000 |
| JHT (Old-Age) | Rp120.000 | Rp222.000 |
| JP (Pension) | Rp60.000 | Rp120.000 |
| JKK (Work Accident) | — | Rp14.400 |
| JKM (Death) | — | Rp18.000 |
| Total | Rp240.000 | Rp614.400 |
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Understanding BPJS contributions
Employee deduction 4%
The total deduction from an employee's salary is generally 4%: JHT 2% + JP 1% + BPJS Health 1%. The rest is the employer's cost.
Employer cost
The employer bears JHT 3.7%, JP 2%, Health 4%, plus JKK (0.24%–1.74% by risk) and JKM 0.3%, which are fully employer-paid.
Wage caps
BPJS Health uses a Rp12M wage cap, and JP uses a cap that BPJS updates periodically. Above the cap, the contribution is based on the cap, not full salary.
FAQ
Frequently asked questions
How much is BPJS deducted from an employee's salary?
Generally 4% of wage: 2% JHT + 1% JP + 1% BPJS Health. The rest (JHT 3.7%, JP 2%, Health 4%, JKK, JKM) is the employer's cost.
How do I compute BPJS Employment contributions?
Multiply the wage (basic + fixed allowance) by each program's rate: JHT 5.7% (2% employee, 3.7% employer), JP 3% (1%/2%), JKK by risk, JKM 0.3%. The calculator separates them.
What is the BPJS wage cap?
BPJS Health caps the base at Rp12M. JP also has a cap that BPJS updates. If salary exceeds the cap, the contribution is based on the cap, not full salary.
What are the BPJS Employment programs?
JHT (Old-Age), JP (Pension), JKK (Work Accident), JKM (Death), and JKP (Job Loss). JKK & JKM are fully employer-paid; JKP doesn't burden employee/employer contributions.
What's the JKK rate?
JKK ranges from 0.24% to 1.74% of wage, depending on the company's work-accident risk level. It's fully employer-paid. Choose the risk level in the calculator per your business type.
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